PM Vishwakarma: How much loan can you take by joining PM Vishwakarma Yojana and what are its terms and conditions? Know here

The Government of India has many schemes of its own, by joining which a large number of people are getting benefited at present. In this sequence, there is a scheme PM Vishwakarma Kaushal Samman Yojana which was started by the Central Government in September last year. If you join this scheme, then you are given many types of financial benefits. One of these benefits is a loan. Actually, after joining PM Vishwakarma Yojana, you get the facility of loan in addition to financial benefits, but do you know how much loan you can get and what are its terms? Maybe not, so let's try to know here. You can know about this in the next slides...

How much loan is available?

If you join Pradhan Mantri Vishwakarma Yojana, then you get the facility of the loan in addition to many types of benefits. In this, you can take a loan of up to Rs 3 lakh. Know that this benefit is available only to those people who are the beneficiaries of this scheme.

Apart from this, the beneficiaries who complete the basic training under the scheme are considered eligible for a loan of up to Rs 1 lakh.

At the same time, an additional loan of Rs 2 lakh is given to those who have availed of the first installment and have maintained a standard loan account.

Another condition in this is that you must adopt digital transactions in whatever business you do.

If you fulfill these conditions then you can take a loan.

How to get it?

Those who are eligible first take a loan of Rs 1 lakh which you have to repay in 18 months.

After this, you can take a loan of Rs 2 lakh for 30 months.

For this, you have to pay a 5 percent concessional interest rate. However, these people are given to you without pledging anything.

You can contact me here.
If you want to take a loan, you can call the official helpline of the scheme 18002677777
You can also contact the official email of the scheme at pm-vishwakarma@dcmsme.gov.in.

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